
Annual commercial bank credit growth is decreasing due to a tighter economy, which is impacting borrowers and leading banks to stricter risk assessments. Banks are also facing a prolonged liquidity crunch, causing some to temporarily halt lending to prioritize balance sheet stability. The Financial Stability Council reported in May that annual growth in commercial bank credit has been trending downwards since October 2025, reaching 2.6 percent in February 2026, a decrease from 5.8 percent in February 2025.
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This summary was AI-generated from a story originally published by Mmegi.