Abdelmoughite Abdelmoumen, Tamwilcom's Director of Strategy, stated in an AfDB interview that their partnership has yielded "convincing results" in financial inclusion and enhancing guarantee mechanisms. This long-standing cooperation has led to the implementation of programs supporting inclusive financial sector development and a program dedicated to the resilience and competitiveness of microfinance institutions. Over the past two years, the partnership has been reinforced with a new generation of results-based financing, particularly for VSME funding, job creation, and the promotion of women's entrepreneurship.
A key initiative is the Entrepreneurship Support and Financing Program for Job Creation, approved by the AfDB in 2025 for 119 million euros. This program also includes a 2.5 million dollar grant from the "Afawa" initiative, in partnership with the Ministry of Economy and Finance, to support 8,700 women entrepreneurs. Tamwilcom reports a significant leverage effect, where one euro mobilized in guarantees can generate up to 24 euros in bank financing for VSMEs, demonstrating the effectiveness of guarantee mechanisms in mobilizing private funding.
Beyond financing, the cooperation also focuses on strengthening Tamwilcom's capacities in sustainable development,