Morocco's social inclusion model sets it apart in Africa with 87% health coverage
via Le Matin5 min read
Morocco stands out in Africa for its high rate of formal social protection, with 87% of its population benefiting from health coverage in 2024. This figure is significantly higher than the African average of 19% and comparable to Eastern European countries. This achievement is attributed to two decades of deliberate reforms, initiated under the leadership of King Mohammed VI and supported by Finactu consulting firm. The firm's report highlights Morocco as a "laboratory" for social protection, offering lessons for the entire continent. The journey began in 2005 with the implementation of mandatory health insurance for private sector employees and civil servants. A key paradigm shift occurred in 2012 with the extension of the Medical Assistance Scheme to disadvantaged populations. A major acceleration came with the Royal Speech of July 29, 2020, leading to 3.7 million beneficiaries of the Medical Assistance Scheme transitioning to mandatory health insurance by December 2022, joined by self-employed workers. Including dependents, nearly 10 million people were integrated into the contributory system, bringing the total number of beneficiaries to 25 million by 2024. Morocco's model employs a two-tiered architecture: a classic contributory mechanism for those who can afford it, and AMO Tadamon, a solidarity-based financing system fully covered by the state for low-income individuals. This latter mechanism marks a departure from historical African approaches that often excluded the
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Over 40,000 Moroccan residents in Spain are encountering significant difficulties with their driving licenses due to Spanish regulations concerning foreign permits. New residents can use their Moroccan license for six months, after which they must regularize their situation, a process proving complex for many. The main challenge for individuals like Abderrahim is passing the Spanish theoretical exams, despite being experienced drivers. This issue stems from a dispute in the early 2000s when Spanish authorities suspended direct conversion of some Moroccan licenses due to falsification and irregularities. Although relations between Rabat and Madrid have improved, and Morocco has modernized its licensing system with digital verification mechanisms, a specific group of Moroccans remains in an administrative gray area. These are individuals who obtained their Moroccan licenses while already legally residing in Spain, which excludes them from direct conversion and necessitates passing Spanish exams. For many, a driving license is crucial for professional and social integration, particularly in sectors like construction, agriculture, and delivery services, where mobility is essential for employment. The prospect of losing the right to drive causes significant concern, impacting income and family stability, in addition to daily constraints like transporting children and handling administrative tasks. Calls are growing for solutions that balance social and professional realities with
Moroccan communities in North American cities like Montreal and New York are showing exceptional mobilization for the 2026 World Cup. Preparations are intensifying, with flags selling out and restaurants and community spaces fully booked for match viewings. This widespread enthusiasm highlights football's role as a cultural unifier, allowing Moroccans in the "New World" to feel connected to their home country. The younger generation of Moroccans residing abroad MREs, born or raised in North America, are leading these efforts, organizing gatherings via social media and creating temporary "Fan Zones." Football serves as a powerful tool for cultural transmission, bringing together generations as parents and grandparents share the experience with their grandchildren. This demonstrates how young people can embrace both integration and their origins, celebrating their dual culture. This display of unity by the Moroccan diaspora will also serve as a significant showcase for the Kingdom's "soft power" internationally. Canadian and American media are expected to cover these large gatherings, projecting an image of a passionate and unified people. This mobilization also highlights the vitality and civic engagement of the Moroccan community to local authorities, as they act as ambassadors for Moroccan culture on a global stage.
Two days before the Morocco-Brazil match, the Moroccan national team has made two changes to its squad for the 2026 World Cup. Marwane Saâdane and Amine Sbaï have been added to the list of players, replacing Nayef Aguerd and Abdessamad Ezzalzouli. While the Royal Moroccan Football Federation FRMF has not yet officially announced these changes, they are already reflected on FIFA's administrative platform and in the updated lists of participating teams published by the international body.